Happy Friday, In A Nutshell this week:

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🚀⏰ Today’s news should be a ~5.01-minute read (768 words).

🧠 Quote Of The Week

“The future is already here — it’s just not evenly distributed.”

— William Gibson

A new US mortgage structure backed by Fannie Mae lets homebuyers use Bitcoin as collateral for a down payment, without having to sell it first.

The structure uses two loans: a standard Fannie-backed mortgage, plus a separate loan secured against the buyer’s crypto. That means borrowers can keep their BTC exposure and potentially avoid triggering capital gains tax by selling.

The product is being offered through Coinbase and Better Home & Finance, and Coinbase says its loans feature no margin calls or collateral top-ups, though rates are expected to be around 0.5% to 1.5% higher than a standard mortgage.

This is another sign that Bitcoin is moving deeper into mainstream finance and can now help unlock real-world assets like housing.

The UK is moving to ban political donations made in Bitcoin, with ministers arguing it could be used to bypass transparency rules and obscure the source of funds.

Officials say the change is aimed at protecting the integrity of elections, ensuring all political donations can be clearly traced and verified.

It’s another sign that while Bitcoin is gaining traction, the UK government continues to drag its heels when it comes to innovation, defaulting to caution whenever new technology touches sensitive areas like politics and influence.

After buying 4,710 BTC, GameStop has now pledged all but one coin in a Coinbase collateral agreement.

As a result, GameStop reportedly fell from the 21st largest public Bitcoin holder to the 190th overnight. Not because it sold, but because the coins are no longer legally sitting on its balance sheet.

There’s a big difference between owning Bitcoin and putting it back into the same old leveraged financial system.

Amnesty International has joined a growing list of charities and human rights groups that now see Bitcoin as a useful tool for protecting freedom and getting support to people more effectively.

Alongside groups like the Human Rights Foundation and Humanitarian Relief Fund, it reflects a wider shift in how charities think about money, moving beyond traditional rails that are often slow, costly, or easy to block.

Bitcoin is quietly changing the charity model from the ground up, not just as a donation tool, but as a way to defend human rights and improve how aid moves.

The Bitcoin Policy Institute, alongside firms like River, Block and Coinbase, are pushing for a de minimis tax exemption so small Bitcoin payments don’t trigger capital gains tax.

In the US, buying a coffee with BTC can create a taxable event, which makes everyday spending impractical. The proposal would remove that friction and allow Bitcoin to function more like money.

That would lay the groundwork for a real Bitcoin circular economy in the world’s largest economy.

Keith Grose, CEO of Coinbase UK, joins Jordan to give his honest view on where the UK stands, what’s going wrong, and what needs to change.

The UK says it wants to be a global crypto hub, but banks are still closing accounts for people who touch Bitcoin. At the same time, stablecoin holding caps are being proposed, and the FCA’s U-turn on Bitcoin ETNs has raised fresh concerns for retail investors.

The episode is available here: YouTube, Apple Podcast, Spotify

1. Morgan Stanley’s launch for long‑awaited spot Bitcoin ETF becomes imminent

2. Bhutan offloads another $37M in Bitcoin

3. Strategy announces new $42 billion plan to buy more Bitcoin

4. BlackRock says AI agents are more likely to transact in Bitcoin as "computer-native money"

5. MARA fund major AI pivot by selling 15,133 BTC

6. Swan Bitcoin files to subpoena Cantor Fitzgerald and Howard Lutnick

7. Charles Schwab says Bitcoin volatility "has calmed down”

8. Hargreaves Lansdown experiences IT issues affecting thousands of customers

9. China classrooms are teaching lessons on Bitcoin

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